Bank Transfer using ATM in Korea

While you live in Korea, you will face many situations in which you are required to pay someone using bank transfer. If you are too busy to wait a long line in the bank, you can always use bank ATM to transfer the money. Since most ATMs in Korea have English version, please do not be afraid to stand in front of it.

 

  1. Transfer from your account to someone
    1. Go to Bank ATM (you might have to wait for your turn as there is also a line in front of ATMs)
    2. Click on English (so that you can have a clue what you are tapping on) and tap ‘Transfer’
    3. When you tap on ‘Transfer’, you will be asked to choose the receiving bank and then the account number
    4. Input the amount you want to send
    5. Press the PIN number
    6. After you have done all of above, you will see the screen with the recipient’s name, account number, bank, and the amount. If these informations are correct, you can finally confirm and agree to send it.
  2. Transfer to someone without a bank account

Even though you don’t have a bank account, you can still make bank transfers to someone. The process is as following:

  1. I don’t know why, but transfer without a bank account doesn’t provide English service. So let me translate the keywords from English to Korea
    1. 계좌 이체 : Transfer between accounts
    2. 무통장 입금(or 무통장 송금) : Transfer without bank account
  2. Since you are supposed not to have a bank account, press 무통장 입금 or 무통장 송금 (Transfer without bank account)
  3. Once you click 무통장 송금, you will see a screen with names of bank. Please choose the bank that you want to send the money to
  4. Then you will be asked to insert your social security number or alien registration number.
  5. Insert your contact number so that the recipient can identify who sent the money
  6. Enter recipient’s account number (you will see this Korean message : 수취인의 계좌번호를 누르신 후 확인 버튼을 눌러주세요)
  7. Insert cash
  8. At last, you will see the recipient’s name and account number, and the amount that will be transferred. If those informations are correct, you are good to press confirm and to send.

Exterminating molds in your house

While you live in Korea, you are going to experience the so-called “Korean Monsoon”. During the monsoon, usually from July to August, there is going to be a lot of raining, humidity; and along with humid and wet weather, the creation of mold starts inside your place! You should give special attention to mold, as fungi in a mold causes athlete’s foot, impetigo, and even odor. So let me give you some tips to prevent the mold from being formed next to your bed.

mold
From “Delish”



1. Ventilation

Even during a monsoon, there is a short period of time when the sunlight comes into your place. Don’t miss this opportunity. As soon as you see the sunlight coming, please open the windows so that the sunlight can dry your house.

window ventilation
From “Swindow”



2. Salt

Calcium Chloride in salt takes a great role in removing wetness from your house. You can just place a box with full of salt in the corners of your house. The areas that are wetter than other areas such as kitchen or bathroom, can be the great targets. You can also ‘recycle’ those used salts after drying them in the sun. It is economic! 🙂

salt box
From “Zebra Organics”

 

 

  1. Turning on your heater

I am not telling you to turn on the heater for like a whole day in the middle of summer. But just turning on heaters for short period of time, maybe half an hour to an hour, helps to prevent the mold.

 

  1. Use a newspaper

A newspaper is one of the cheapest dehumidifiers. Put already-read newspapers inside the shoe-rack, wet shoes, or closet. A newspaper can eliminate both wetness and odor. ONE SHOT TWO KILL!

5. Light a candle

A candlelight is also good at eliminating wetness in your house. But this candlelight must be ventilated, so open the windows after use. It is also great when you try to create a relaxing atmosphere and even want to kill odors in your house!

candle
From “House of Harris Gifts”

How to international wire-transfer to your home country

There must be at least once when you need to send the money to your home country. Among many options, an international wire-transfer may be the most popular and well-known method. (Assuming most of us have our own bank accounts) In order to execute an international wire-transfer from Korea, there are certain things that you need to know before you go to the bank (unfortunately, foreigners in Seoul cannot use online banking, or if it is possible, the steps are quite complicated)

 

First, you need to visit the bank in person. As mentioned above, since expats in Korea cannot use online banking system, it is mandatory to visit the bank in person. Before going to the bank, please be aware of bank’s business hours – most of them are from 9am to 4pm.

 

Once you get to the bank, please take a waiting ticket and wait for your turn. Trust me, you will not get a chance to talk to a teller as soon as you arrive at the bank. Okay, so now you are in front of a teller, now what?

 

.png
From “환경일보”

Just tell the teller that you want to make an international remittance, and the teller will hand you a paper to be filled out. In this form, you need to fill out the followings :

 

  1. Bank name
  2. Receiver’s account number
  3. Receiver’s name
  4. Swift Code
  5. Bank Address and phone number
  6. Bank Routing number
transfer form
From “티스토리”

Even though you are not fluent in speaking Korea, please do not worry about it. The form which a teller hands to you has english as well for all the boxes that you have to fill out. Other than those above, you need to be prepared to have your identification such as passport or alien registration card.
But please note that you have to pay various commission fees in making an international wire-transfer. For example, you have to pay some amount as a commission to the bank that is sending your money, to the bank that is receiving, and even to the bank that connects between sending and receiving banks – If your Korean bank doesn’t have direct connection to your home country bank, there must be a third bank that connects between the two. The average total cost for commission would be around $20~$30, so please be prepared to send additional amount when you use an international remittance to avoid sending the lacking amount.

Waste Disposal in Korea

Waste Disposal

Policies regarding throwing out the trash in Korea might be more strict
than what you’re used to back home, so you should follow the rules
to make sure you’re doing things the right way in Korea.
(Fine will be charged, if you don’t follow)
Here are roughly three types of garbage.

01 Recyclable Waste

Korea is pretty specific with the kinds of trash it recycles.
You can easily see recycling symbols on containers like the examples below.

 

1) Disposal method: Recyclable waste shall be separated according to waste type such as paper, plastic and can. (refer to table below for detailed classification)
2) Disposal location: Differs according to building type, but usually recycling bins are located at the 1st floor of a building. If there is no recycling bin, dispose in a clear bag.

blog4

 

3) Classification 

 

Paper 
Paper cartons(Milk carton, etc.), Newspaper, Notes,
Cup ramen containers, Boxes

 

Plastic/Vinyl 
PET bottles, Shampoo containers, Detergent containers,
Snack and ramen bags, etc.

 

Glass  
Glass bottles, etc.

Can
Iron cans, aluminum cans(Beverage cans), Insecticide containers, etc.

 

Waste that is hard to classify can be disposed in a general waste bag if the quantity is not large.

02 General Waste

1) Disposal Method: Disposal after putting into volume-rate waste bag for living waste.

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2) Disposal location: Differs according to building type, usually located at the 1st floor of a building.

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3) How to purchase waste bags
• Can be purchased at marts or convenience stores in your residential district.
• Waste bags are not usually sold on stands; asking a staff will be more convenient.
• Waste bags differ according to district. Please purchase waste bags from a location in your residential district.
• Waste bag color may differ according to district.
• 10~20L bags are suitable for 1~2-person household.

CANNOT SPEAK KOREAN AT ALL? 
Show the staff at the store it and get the help!

일반 쓰레기 봉투 20L 10매 주세요.
(Please get me 20L bags for general waste.)
음식물 쓰레기 봉투 1L 10매 주세요.
(Please get me 1L bags for food waste.)

03 Food Waste

Food waste should be hygienically separated for disposal so that it can be reused as resources, such as feed or compost.

1) Disposal Method: Disposal after putting into volume-rate food waste bag.

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2) Disposal location: Differs according to building type, but usually food waste bins are located at the 1st floor of a building.

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3) How to purchase waste bags 
• Identical to purchasing general waste bags.
• 1~2L bags are suitable for 1~2-person household.

4) Precautions
• Squeeze to remove water from food waste before disposal.
• Separate from plastic bags, wooden chopsticks, toothpicks, etc. before disposal.
• Egg shells and chicken bones are general waste.

Bulky Waste

The district office has to be informed when disposing bulky waste, such as furniture or home appliances. (1,000~20,000 Won is charged depending on waste size) 

  
You may also pay the fee to the landlord and ask the landlord to take care of the disposal.

Paying Your Utility Fees in Korea

Utility fees (Gas, Electricity and Water)

You will get the bill such as the image below every month. 
Please check your mailbox periodically and don’t forget to pay the utility fees.
Check the address, the amount you used and the due date for the payment.


How to pay

1. At bank
Visit any bank with the bill and show it to the teller.
That’s it! The teller will help you all the things.
※ Bank operation time: 9:00-16:00 only on week days.
※ If the bill is overdue, the late fee will be charged a bit. If you don’t pay the utility fee for three months, gas and electricity will be cut off. 

2. At convenience store
Go to the convenience store and show QR code on the bill to the staff.
If there isn’t QR code on the bill, you should pay it at the bank

The bill for Gas
55555555555

 

The bill for Electricity
444

The bill for water fee
waterwater2

How to Set Up Your Wi-Fi Router

Where can I buy a router?
You can find it at supermarket such as Homeplus, E-Mart and Lotte Mart.

Expression at Supermarket!
Where is the router for wifi? =  Wifi 공유기 어디에 있나요?

Component

 

How to connect

-설치-영어

How to Use Laundry Machine in Korea

1_영어 (1) 1. Push the 전원(On/Off) button.
 2. Turn the switch to 표준(Standard)
 3. Start the laundry by pressing the 동작/일시정지(Start/Stop) button.

2_영어

1. Push the 전원(On/Off) button
2. Adjust the water level to 5~6 by pressing the 물높이(Water level) button.
(Adjust according to amount of laundry)
3. Start the laundry by pressing the 동작/일시정지(Start/Stop) button.

Real Estate Market in Korea

House type

Multifamily residential (다가구/다세대 주택)

In Korea, Multifamily residential is a classification of housing where multiple separate housing units for inhabitants are contained within one building (Generally less than 20 households).

Room type

Korean usage refers simply to the number of rooms within a residential unit with one-room indicating one bedroom and two-room for two.

1) One-room(One bedroom): Generally it is called flat or studio in English. Kitchen and bedroom are not separated. On average, its size is 15~30m2.

2) One-room with separated kitchen: Kitchen is separated with a bedroom.

3) Two-story flat(Duplex): An housing on more than one level with its own internal staircase is referred to as a Two-story flat. It is intended for single household and commonly its second floor has low ceiling.

4) Two-room(Two bedrooms): ​It has two bedrooms in a unit.

Multifamily residential


One-room


Two-story flat (Duplex)

Two-room

Officetel (오피스텔)

In Korea, an officetel (A compound word of ‘office’ and ‘hotel’), is a multi-purpose building with residential and commercial units. This is a type of studio apartment or studio flat. (Typically more than 20 households) Basic furnishings are usually included with an officetel lease. It is mainly found downtown or around major transportation hubs. It is suitable for people who have high standards of security and cleanliness.

(Originally an officetel is designed to be a partially self-contained building, such that its occupants can live and work in the same building, minimizing commute time.)

Serviced residence (서비스드 레지던스)

A serviced residence is space for residential living which includes cleaning services and provides towels, linen and so on. They are intended to be self-contained apartments, often being an adjunct of a hotel. Serviced residents could enjoy the additional facilities such as house keeping, laundry, catering and other services if and when desired. (It may differ depending on service residents)

Shared house (쉐어 하우스)

People share common space such as toilet, kitchen and living room, but able to have private bedroom. It tends to be preferred by people who are sociable and want to save their rents as well.
13

Goshiwon (고시원)

Facilities provided in Goshiwon may not be as comfortable as other types. Rooms tend to be small, but the rents are significantly cheaper than most housing types. (Mostly no deposit and the rents start from 300,000won per month)

Pricing comparison
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Features

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How to check everyday weather in Korea

Weather in Korea is hard to be anticipated. There are many factors that you have to be updated with – temperature, humidity, fine dust index, precipitation, UV index, and etc. Having lived in Korea since 2014, it has been my daily routine to check up everyday weather as soon as I wake up. When I didn’t have my own smartphone, I had to look out the window or ask my parents about today’s weather. As I had started using my own smartphone, I opened not only my eyes, but the weather application on my smartphone (a little exaggeration right here). When I stayed in the States, I could have found out only the temperature or whether it rains or not; there had been not many things that I had to figure out when I go out. But in Korea, there are mores to worry or to care about. Besides temperature and precipitation, I had to look up for fine dust index (the most important in these days), UV index, and even humidity (trust me, you cannot endure Korea’s wetness more than a day without looking up humidity during summer). So, I want to explain you guys how to look up Korea’s weather quickly and efficiently.

 

  1. Smartphone app
    1. Maybe the best and most efficient way to look up for weather. You don’t have to download certain weather applications these days, but the application itself comes along with your phone when you buy a new one. When you click ‘weather tap’ on your main screen, you will be guided to select the locations or cities that you are willing to find about. Let’s say you choose Seoul, and you will see temperature (by weekly and hours), precipitation, humidity, UV index, fine dust index, ultra-fine dust index, sunset time, decomposition index, pollen index, and even food-poisoning index.
  2. Newspaper
    1. This is the way how my parents look up. They literally ‘read weather’ section on the newspaper. The advantage for looking up through newspaper is that you can see the weather of major cities in South Korea. so if you plan to travel to certain city, weather section on newspaper can be good option to consider.
  3. TV News
    1. About 3-5 minutes of clip in which the weather forecaster comes up and briefly summarizes the whole country’s weather. For South Korea, the forecaster tells about temperature, precipitation, UV index, and fine dust index of major cities. The bad things about it are that you have to be on time and to be in front of TV to watch the footage.